I realize that with the economy in the state that it is in, the last thing you may be thinking about is
stock trading. But, if you are a student of business or history, you will know that these things come in cycles and even though we are near the bottom of this cycle, we can look toward the future to when the upturn begins. The trick will be in timing it correctly, so you can ride that upward wave. With this being said, you may want to look into getting an online broker who will be able to assist you in choosing the right stocks to fit your time-line and your budget.
I know that this goes against all reason, but now is not the time to be pulling money out of the banks and stuffing under the mattress. Now more than ever, we need to keep our money active in the economy; we need to invest in the future of our country. You see, the more money that is taken out of the economy, the less there is available for loans. This causes the banks to be even stricter with their lending practices and thus hurts those who need to borrow money.
If you are not comfortable with a broker and are knowledgeable enough to go it alone, you may want to consider online trading as an alternative to the traditional brokerage firms. Please be advised that you will need to have the time and the resources to do your own research. If you plan to go it alone, look for an online firm that offers you access to their research tools. The stock market is not for the timid, so please become familiar with your online firm and services they provide. I wish you good luck and much success.